The Prescription Co-Pay Trap: Your Insurance Might Be Charging You More Than Cash

For many common generics, the uninsured cash price beats your co-pay by 40–80% — and pharmacists weren't legally allowed to tell you until 2018.

Each weekday at lunch, an accountant-meets-behavioral-economist reads one everyday receipt and shows you the pricing trick, the loss leader, or the fake fee hidden in plain sight.